few days ago I ( for payment date), there are people who have income under mine, and also come later this month ... How do you do? Will they be more "organized " for expenses? . I truly believe that each has its specific expenses, or rather, more money, plus expenses. But it's something I'm not convinced. Therefore, searching the net , I found something that helped to spread abroad this dilemma. What do they buy the poor, the middle class and the rich payday ? To do this, we must understand some concepts: 1) Income , which is the money we make, 2) Expenses , which is the money we spend, 3) assets, which are the things that generate income, and 4) obligations, which are the things that cost us.
Well, then what the poor buy? Buy what is called "fill ", ie things that are not necessary for survival. Homes and vehicles in this sector are full of "filler ." They buy the excuse that they are low cost & Related Products. Yes, they are inexpensive, but eventually will be all you will have, since their money will not generate more revenue. 
The middle class is the group that society erroneously believes " rich." While the income received is relatively good, what they spend on pay day, keeps prisoners in the middle class. What they buy are " obligations." For example, a person earning $ 400,000, and have a car you're paying, spends half the monthly expenses, and the other half to pay for the car, and considering that the car will create a new expense cocept maintenance, fuel and other things. Following that, want to buy clothes, vacation, finally, all this supported by credit card which will raise their "obligations" near or above their "income." In short, spend as much or more than they produce, which means they must go to work, to produce a certain nominee of money to meet their "obligations." Another thing is that all income depends on their own efforts, means that exchange their knowledge for money from someone. P. eg., a lawyer is knowledgeable about the law, people hired for their knowledge, and paid under a rate base. The problem is that if the lawyer does not share their knowledge, does not receive money. 
On the day of payment, the rich buy " assets", ie something that gives them money, and therefore more revenue. It will generate a cycle, so that more revenue will buy more assets, which produce more money. For example, assets are investments, stocks. Education is another asset, as to learn something, they generate more revenue. Another way is to buy business assets. The idea is to start a business, pay what is produced, to the point where the business walk alone. Businesses are out there, so there is q to go after them. But educate yourself enough so that when the opportunity arises, do not let go. Ayn Rand, philosopher and writer of Russian origin, said " money is only an instrument of change, which could not exist if there were no gender or men capable of creating them. Money is the material of this principle, according to the which those who wish to deal with others, they must do so by trade giving value for value. " Money affects our society, in terms of productivity, a concept closely linked to the production of money. Something like if you're not productive, you're not profitable. That money, which is the destination we give, we do not take your eyes off.
If you want to have more of course, take 10 minutes approx. and see this animation (with audio)
0 comments:
Post a Comment